Tuesday, May 5, 2015

Buying Your First Subaru in Baton Rouge? Savvy Tips for a Fresh Grad

A shorter credit history usually means having to pay higher interest and bigger down payment. As a fresh grad, lenders would see you as a bigger risk compared to more financially capable adults. For a more solid credit score, create at least a six-month credit history first and make sure it’s all clean when you start shopping for a car. Paying your student loan monthly? This actually has a positive effect on your credit score because this means that you’re faithful when it comes to settling your bills; this makes you look more reliable than other graduates without loan histories.

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